Low Rate Guarantee


Save Money - Select From The Lowest Rates
Understanding home finance and finding the best mortgage can be complicated. Finding someone competent, who can guide you through the process and remain objective, is a challenge. Interest rates fluctuate, sometimes on a daily basis, and positioning of lenders in the marketplace also changes. Look over media advertising carefully. Lenders will generally quote low up front when rates are published for the public. Hazards of advertised rates are camouflaged costs and/or surprise endings.

Personal Service from Columbia Funding
Our lending network and experienced advice will help you find the right financial products and services to suit your home-financing situation. Our careful choice of lenders and loan options ensures you a competitive rate and terms. With most of the leading national lenders offering mortgages through Columbia Funding, you will always find a low rate loan that meets your needs. Our incentive is to help you find the right home loan so that you will recommend us to your friends and family.

Conveniently Compare Dozens Of Lenders
Every day, we shop interest rates and discount points with dozens of lenders online. This ensures that we are able to offer you the best overall price on a large variety of products with numerous lenders. Columbia Funding's lending network makes comparison shopping easy. Not only can you skip checking rates with multiple banks and mortgage companies, but we help you select, from among thousands of mortgages, the one that is right for you.

Columbia Funding Approved Lenders

  • American Brokers Conduit
  • Bank of America
  • Chase Manhattan
  • Citicorp Bank
  • Colonial Mortgage
  • Countrywide
  • First Mutual
  • First Horizon Home Loans
  • Flagstar Bank
  • First Magnus
  • InterFirst Bank
  • Mellon Bank
  • North American
  • Sunbelt National
  • Sun Trust
  • Washington Federal
  • Washington Mutual
  • Wells Fargo
  • World Savings
  • and other lenders
The Bottom Line Is That We Save Our Clients Money
You are welcome to shop other direct lenders. If you can find a direct lender who will provide you with a Good Faith Estimate, Lock Commitment and a signed Loan Approval Letter showing a lower cost, we'll refund 110% of the difference at closing. It's simple, Columbia Funding will always be able to beat the prices offered by another Bank or Savings and Loan – We guarantee it!